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My Management Program helps you reach your financial goals by first eliminating debt that is holding you back from living your dreams. BE DEBT FREE GUARANTEED or it’s on me. If you’re not debt free in 12 months I’ll work with you for free until you are! The program includes:

Financial Consulting
with Me (Karl)

Personalized Debt
Management Plan

Client Resource

Financial Consulting

My financial consulting is different from others because I provide personalized income-generating and cost-saving ideas based on your unique lifestyle circumstances. 

I also provide ongoing financial education with monthly calls and weekly check-ins with 24/7 access to coaching questions.

Learn More About Our Consulting Service →

Learn More About Our Customized Plans →


My personalized debt management plan is a month-by-month cash flow plan that allows you to track your spending and monitor your debt payment schedule to ensure we meet your Debt Free Date.

This roadmap takes your financial goals and outlines a step-by-step plan for you to follow utilizing tools to help you stay on track and reach your financial goals.

Client Resource Portal

Keeping track of your finances is difficult on a good day. Add the stress of debt and it’s easy to see how overwhelming it can quickly become. My Debt Management Program makes debt more manageable for you starting with your client resource portal.

The client portal is for your convenience. One less stressor for you to organize or manage. All of these educational resources can be found and accessed within your client portal at any time. 

What you get and why its helps you:

    • Weekly Checkins to keep you on track
    • Personalized budget just for you
    • Learning how to budget with a family
    • Ways to save money overnight
    • Access to 10 years of personal finance expertise 24/7
    • Debt payoff calculator, you’ll know exactly when you’ll be debt free
    • Learn how to payoff all of your debt as fast as possible
    • Monthly goals created to get you on track to achieve your goals in the shortest time
    • How to keep you lifestyle and still payoff all your debt
    • Learn ways to make more money and grow wealth
    • 99 Side hustle ideas to put more money in your pocket
    • How to deal with creditors and stop them from calling
    • Easy ways to repair your Credit Score no matter how bad it is
    • Getting your Credit Score higher to buy a house or car with lower interest rates
    • Buying and selling a vehicle to get the best value
    • Understanding how to buy a home for less money
    • Learn how to buy and live in a house for FREE!
    • How to invest in real estate to get cashflow for life
    • Buying a small apartment building to change your financial future

Schedule a Call to Get Started!

Start Your Debt Free Journey