Welcome to Money Coach Group
A Veteran-Owned Business
Your journey to your financial goals begins today
AFCPE® Accredited Financial Counselor®
Ramsey Solutions Master/Preferred Financial Coach
Author of Show & Sell: Selling Your Home Today
“Bill, Thanks for all of your encouragement and for your steady hand during that phone call yesterday with Vanguard. I just know enough about investments to be dangerous. LOL but excited about learning more. Thanks for your encouragement and assistance to get this done! God bless, sincerely, Kathy” Kathy M, Lehigh Valley, PA, USA
“From the very first communication, Bill showed genuine concern for us and our financial situation. Some of the other coaches we spoke with made it feel more like a business, but Bill felt like a true friend from day 1.
He consistently responded in a timely manner to all our emails and requests and provided us with a written plan within just a few days of receiving all of our input. The plan was detailed, well laid out and easy to understand. It was very apparent that he put a lot of personal thought, time and effort into it. We were very impressed!” Nancy B, NJ, USA
“Bill is a great advisor for personal finance matters. Within 3 months of working with him, I managed to kill my debt by $20k. He was proactive, gave me brilliant advice, and followed up to ensure accountability (through weekly check-ins).
He also helped me to be regular with budgeting, offered advice even on the apps that might be helpful. He recommended books & useful websites.
We created a plan to wipe out debt, build solid emergency fund and work out how to build wealth in future. Very reasonably priced with the quality that is offered by him. I am happy with my decision to engage him & get my financial ducks in a row.
Highly recommended for anyone willing to control their financial lives. I have already recommended him to a friend in Singapore. Thank you Bill & keep up the awesome work!” UJM, Singapore
Our Services (Pricing Below)
Our Plans (What is your financial success worth?)
Free Coaching Session
- 30-Minute Session
- Phone or Video Conference
- Kick Our Tires
Personal Finance Workshop
- Includes Personal Finance Plan/Debt-Free Date
- One Hour Strategy Meeting
- Written Plan for Success
Personal Finance Journey
- Includes Personal Finance Plan
- Eliminate Debt/Increase Income/Build Wealth
- Up to Six Months-Cancel/Extend Any Time
- Includes Monthly Personal Finance Education
- Safe Withdrawal Rates
- Retirement Date Projection
- Social Security Guidance
- Health Care Guidance
Blog & News
The most recent posts are below. Click the Go To All Posts button to see all news and Financial Contrarian blog posts, or head to our podcast if you prefer audio.
About Us (Manifesto)
Hello, I’m Bill Hines. I’m a US military veteran and retired IBM executive. I founded Money Coach Group as a way to help others and to give something back during my retirement. We’re inexpensive for that very reason. Read a little more about my story in my “Hello, World” blog post.
Our model is to disrupt this area of financial advising. People, especially millennials, don’t want to spend a gazillion dollars and a year of monthly meetings with a financial coach to get results. They want fast, effective, and efficient results. That’s what we do. We cut the fat out of the process by providing an inexpensive Debt-Free Plan within days, and set you free to follow it, or provide a la carte follow-up meetings as needed. No lengthy, expensive plans to lock you in.
We’re based in Bethlehem, PA (USA) but help clients around the world via webcam and phone. We don’t ask for account numbers or any sensitive info. We don’t even need to know your real name. We only charge for our time. Our mission is to help you BE. DEBT. FREE and teach you to stay debt-free.
We’re bombarded every day with stimuli to put ourselves in debt. We’re lured in by soothing propaganda that tells us it’s okay—everybody does it. Credit cards. Car loans. Student loans. Second mortgages. “It’s the American way,” they tell us. Well, it’s not. It never used to be this way. You’re being told this because other people—the ones who profit greatly from your debt—want you to believe it.
It pisses me off, frankly, and we want to help you fight back. We have the tools and experience to show you the way out of the darkness and into the light of waking each day with no debt. It’s the path to happiness and security. It’s the path to freedom from work you don’t enjoy and more time to do the things that make you happy.
You probably have questions, such as how you can afford this when you’re struggling. We’ll tell you exactly how. See the FAQ, and if you still have questions, email me directly at firstname.lastname@example.org
Use the buttons on this page to schedule a free coaching session and let’s talk about your situation. If we can help, we’ll get started right away. Every client success is a victory for us both, and I personally treasure each one. We can work with you face-to-face, on the phone, using email, or via web meetings. Let’s do this—together. BE. DEBT. FREE.
Schedule a free, informal coaching session to discuss your goals and how we might help.