Bankruptcy can be incredibly expensive and not do what you think.
The answer is we're already retired and doing this as a give-back to help folks BE. DEBT. FREE. If those folks happen to be young enough, that will surely lead them to the goals of FIRE. We certainly endorse the idea. After all, the borrower is slave to the lender!
Other financial coaches or money coaches only offer 'package' plans, where you must sign up for a series of sessions that cost a thousand or more dollars. We provide an inexpensive way to start. We'll analyze your situation and build a customized roadmap to your financial goals and dreams.
A money coach is someone that provides knowledge, inspiration, and planning to folks that need help with personal finance issues. This could be a debt burden, collectors, foreclosure, insurance problems, etc. Often also called a financial coach.