Hello Money Coach Group clients, friends, and fans!
We‘ve helped many of you set yourselves free from debt. Now we’d like to set you free from going to a job you don’t enjoy. Every day should be a nice, relaxing, fun day like you had this past holiday weekend. Every day should be a holiday. Life is short, and you’ve worked hard.
Below is exactly how we can do that. Even if you don’t have your debt paid off yet, you should ensure your existing investments are making as much as they can for you in the background! Let’s get your 401k/403B/457, IRAs, pensions, annuities, and savings all supercharged, to move up your (early) retirement (or at least financial independence) day. Let’s put a plan together for that.
We started Money Coach Group years ago, to fulfill a dream of helping people get rid of financial stress and achieve dreams like being debt-free, buying their first home, sending their kids to college, and maybe even retiring early.
We helped so many people do things they never imagined, and taught them all about personal finance. Our mantra has always been simplicity – because it turns out that simplicity is best when it comes to personal finance. Simplicity is less expensive, and easier to manage and understand.
As our clients became debt free, and then started investing like crazy to get caught up on their long-term goals, we noticed a problem. Many of them were turning to financial advisors, and coming back to us saying “You told us to keep things simple, but now we have these long statements with all these funds. We don’t know what they’re for, we don’t understand them, and we think the fees we’re paying are hurting our progress.”
This isn’t a dig at financial advisors. Most are honest and ethical, and it’s a profession not unlike doctors and lawyers. Many enjoy big cars and homes, and have families to feed. They have brick and mortar offices to pay for, and sometimes business loans to pay off. At Money Coach Group, we practice what we preach. We have no debt, keep our overhead extremely low, and that allows us to be affordable.
But, there’s a difference between a financial coach/counselor and a financial advisor. Financial coaches and counselors cannot legally give investing advice. To do that, you must pass difficult exams and become registered and licensed by your state, or the federal Securities and Exchange Commission. The compliance requirements and oversight are rigorous, as they should be.
So, we decided to start our own advisory business to solve that problem for our clients. We decided the business model would be ultra-low fees and a model that includes simplicity and teaching our investing clients what they needed to know, so that they could take the wheel if they feel comfortable over time.
The first challenge was giving it a good name. We wanted something that brought altruism, honesty, and most importantly financial freedom to mind. We finally settled on Emancipare (Ee-mon-chip-ar-ee), which is Latin/Spanish/Italian for emancipate, or to free from bonds. Actually, it’s also an incantation to do that in Harry Potter. Exactly what we want to do for people!
Folks like our Money Coach Group clients can’t afford high fees. They’re making up for lost time, and every dollar counts. Not only did we make our own fees ultra-low, we recommend and manage portfolios for our clients that are ultra-low fee. The difference is much faster growth, more money in their pockets rather than going to fees. We set them up in just a couple of funds and make sure they understand each one, and its place and purpose in their portfolio. We work with them to gauge their risk tolerance and make sure their investments are a match with that, so they can sleep well at night even in the rockiest of times. Because that’s how it should be.
With this new company, we’re finally able to do in-depth investing, college-savings, and retirement planning for our clients that wasn’t legally possible on the coaching side. We can analyze 401k, 403B, 457, Roths, pensions, annuities, Social Security, life insurance policies and make recommendations. We can take folks from the full spectrum of crushing debt to financial independence!
If you’d like to explore our services, head to emancipare.com and have a look. We’re excited and happy about being able to serve anyone that needs our help. Let’s make every day a day off, just like this past weekend!